From developing your budget to signing your name on the dotted line, learn more about the home buying process.
Buying a home can be very exciting and also a bit daunting. For many, this is true whether you’re a first time home buyer or have purchased other homes previously. The right team comprised of a devoted and knowledgeable agent and a helpful lender, should ensure you have all you need to make well informed decisions..
This guide breaks down the steps of buying a home so you can start the process feeling confident and prepared. From developing your budget to signing your name on the dotted line, you’ll find helpful tips right here. Plus, we are here to help every step of the way.
What we Offer
For your purchase we offer: No limit to number of homes we tour with/for you. A detailed valuation to understand the correct price to offer. Multiple pricing / timing strategies based on the situation. Our team of inspectors to ensure the home is well understood. Well vetted contractors we will supervise throughout any necessary projects - even after the purchase. A commitment to work WITH you throughout the whole process and keep you well informed each step of the way.
Define Your Goals
Thinking through your longer term plans will help inform your decisions down the road. Are you tired of renting? Want a place close to your work? Is this a shorter term home where you will live in less than 5 years? A longer term home where you plan to raise your family? Looking for night life? Dog parks? Somewhere close to light rail or your bus line? Knowing your preferences can help streamline your search.
Determine Your Financial Standing
Are you financially independent or a work in progress? Understanding your budget up front helps focus your search saves both time & stress. Working with a good mortgage professional can help you determine what makes financial sense with regards to how much house to look for, down payment & earnest money to put down, & can walk you through loan options & other costs or fees associated with purchasing a home. We have well-vetted lenders we can recommend who often become trusted advisors.
Make an Offer
Once you find a home you want, the process begins. We will do a full valuation of the home and speak with the listing broker to determine the level of competition so we can advise how to formulate the offer. Once your offer is accepted, you’ll make an earnest money payment and be officially under contract! During the due-diligence period between signing the purchase agreement and closing on your home, we will conduct critical home inspections and line up any contractors you might want.
Close on Your Home
This is the final step of your home buying journey. Closing is the official transfer of ownership from the seller to YOU! At closing, once you have signed your mortgage paperwork and the sale has recorded with the county, you officially become a homeowner and we get the great fun of handing you the keys to your new home. Time to begin making memories.
Have a busy life or live out of the area?
Previewing homes – we’ll ‘visit and vet’ the home for you. ‘Virtual Viewing’ – we tour the home while you watch a live video stream. Or, send you recorded video highlights as opposed to simple. As locals we know the area well and can offer neighborhood suggestions based on your interests, and critical information about schools, restaurants, parks etc. Remotely sign all documents from offer through closing online from your location. ~~We can handle the entire process with you being elsewhere.~~
For your purchase we offer:
o Home search based on your criteria
o No limit to number of homes we tour with/for you
o A detailed and customized home valuation to determine appropriate price in the market
o Multiple pricing and timing strategies to get the home you want even in competitive situations
o Access to our team of inspectors to ensure as complete an understanding of what you are buying as possible
o Well vetted contractors we will supervise throughout any necessary projects - even after the purchase
o A commitment to work WITH you throughout the whole process and keep you well informed each step of the way
Have a busy life or live out of the area? We make it easy for you!
o Previewing homes – we’ll ‘Visit and Vet’ the home for you.
o ‘Virtual Viewing’ – Schedule time for live video while you watch so you can interact as if you were there. Or recorded video highlights that tell you so much more than simple photos you watch as you like. We will revisit to answer questions or get you additional information / video as needed.
o We have lived in and around Seattle throughout our lives. We know the area well and can offer neighborhood suggestions based on your interests, commute time, outdoor activities… as well as critical information about schools, restaurants, parks etc.
o Remotely sign all documents from offer through closing online from your location.
~~We can handle the entire process with you being elsewhere.~~